Call reports 2024
STATE BANK OF TOLEDO, THE — 2024
What STATE BANK OF TOLEDO, THE reported to the FFIEC in 2024, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Total assets | 132,304,000 | 138,576,000 | 132,774,000 | 137,252,000 |
| Total loans | 110,236,000 | 108,190,000 | 108,029,000 | 105,958,000 |
| Allowance for loan losses | 1,841,000 | 1,857,000 | 1,852,000 | 1,836,000 |
| Securities available for sale | 4,055,000 | 3,544,000 | 5,785,000 | 5,711,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 114,299,000 | 120,840,000 | 114,904,000 | 120,509,000 |
| Interest-bearing deposits | 74,414,000 | 80,396,000 | 91,166,000 | 90,903,000 |
| Noninterest-bearing deposits | 39,885,000 | 40,444,000 | 23,738,000 | 29,606,000 |
| Equity capital | 12,837,000 | 13,346,000 | 13,565,000 | 13,490,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Interest income | 1,573,000 | 3,633,000 | 5,529,000 | 7,402,000 |
| Interest expense | 440,000 | 1,011,000 | 1,641,000 | 2,264,000 |
| Net interest income | 1,133,000 | 2,622,000 | 3,888,000 | 5,138,000 |
| Noninterest income | 320,000 | 587,000 | 795,000 | 1,074,000 |
| Noninterest expense | 1,153,000 | 2,342,000 | 3,616,000 | 4,966,000 |
| Provision for loan losses | 15,000 | 30,000 | 45,000 | 55,000 |
| Pretax income | 286,000 | 822,000 | 1,016,000 | 1,146,000 |
| Income tax | -4,000 | 25,000 | 12,000 | 50,000 |
| Net income | 290,000 | 797,000 | 1,004,000 | 1,096,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Tier 1 capital | 12,456,000 | 12,963,000 | 13,170,000 | 13,099,000 |
| Total capital | 13,826,000 | 14,360,000 | 14,519,000 | 14,490,000 |
| Risk-weighted assets | 109,197,000 | 111,321,000 | 107,487,000 | 110,896,000 |