Call reports 2022
STATE BANK OF TOLEDO, THE — 2022
What STATE BANK OF TOLEDO, THE reported to the FFIEC in 2022, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Total assets | 143,726,000 | 131,766,000 | 134,393,000 | 133,163,000 |
| Total loans | 91,032,000 | 91,758,000 | 93,514,000 | 93,147,000 |
| Allowance for loan losses | 2,039,000 | 1,889,000 | 1,906,000 | 1,783,000 |
| Securities available for sale | 14,672,000 | 12,347,000 | 12,233,000 | 10,730,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 132,898,000 | 120,503,000 | 122,825,000 | 121,263,000 |
| Interest-bearing deposits | 86,996,000 | 75,363,000 | 78,657,000 | 70,152,000 |
| Noninterest-bearing deposits | 45,902,000 | 45,140,000 | 44,168,000 | 51,111,000 |
| Equity capital | 10,707,000 | 11,123,000 | 11,341,000 | 11,512,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Interest income | 1,045,000 | 2,136,000 | 3,304,000 | 4,540,000 |
| Interest expense | 66,000 | 126,000 | 193,000 | 290,000 |
| Net interest income | 979,000 | 2,010,000 | 3,111,000 | 4,250,000 |
| Noninterest income | 192,000 | 623,000 | 841,000 | 1,062,000 |
| Noninterest expense | 1,052,000 | 1,968,000 | 2,970,000 | 3,992,000 |
| Provision for loan losses | 15,000 | 30,000 | 45,000 | 60,000 |
| Pretax income | 104,000 | 635,000 | 937,000 | 1,260,000 |
| Income tax | 17,000 | 50,000 | 64,000 | 85,000 |
| Net income | 87,000 | 585,000 | 873,000 | 1,175,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Tier 1 capital | 10,890,000 | 11,364,000 | 11,652,000 | 11,738,000 |
| Total capital | 12,079,000 | 12,537,000 | 12,825,000 | 12,949,000 |
| Risk-weighted assets | 94,320,000 | 93,186,000 | 93,172,000 | 96,330,000 |