Call reports 2021
STATE BANK OF TOLEDO, THE — 2021
What STATE BANK OF TOLEDO, THE reported to the FFIEC in 2021, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Total assets | 146,831,000 | 134,540,000 | 142,638,000 | 137,291,000 |
| Total loans | 99,486,000 | 98,004,000 | 96,307,000 | 91,914,000 |
| Allowance for loan losses | 2,116,000 | 2,133,000 | 2,150,000 | 2,037,000 |
| Securities available for sale | 8,298,000 | 9,185,000 | 15,907,000 | 14,999,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 135,614,000 | 123,017,000 | 130,357,000 | 126,189,000 |
| Interest-bearing deposits | 87,976,000 | 79,059,000 | 88,408,000 | 78,749,000 |
| Noninterest-bearing deposits | 47,638,000 | 43,958,000 | 41,949,000 | 47,440,000 |
| Equity capital | 11,117,000 | 11,357,000 | 11,225,000 | 10,873,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Interest income | 1,318,000 | 2,703,000 | 3,790,000 | 4,924,000 |
| Interest expense | 99,000 | 191,000 | 276,000 | 355,000 |
| Net interest income | 1,219,000 | 2,512,000 | 3,514,000 | 4,569,000 |
| Noninterest income | 230,000 | 438,000 | 623,000 | 900,000 |
| Noninterest expense | 882,000 | 1,782,000 | 2,760,000 | 3,654,000 |
| Provision for loan losses | 15,000 | 30,000 | 45,000 | 260,000 |
| Pretax income | 552,000 | 1,138,000 | 1,332,000 | 1,555,000 |
| Income tax | 26,000 | 60,000 | 74,000 | 88,000 |
| Net income | 526,000 | 1,078,000 | 1,258,000 | 1,467,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Tier 1 capital | 11,117,000 | 11,357,000 | 11,225,000 | 10,933,000 |
| Total capital | — | — | 12,430,000 | 12,148,000 |
| Risk-weighted assets | — | — | 95,484,000 | 96,443,000 |