Call reports 2020
STATE BANK OF TOLEDO, THE — 2020
What STATE BANK OF TOLEDO, THE reported to the FFIEC in 2020, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Total assets | 115,481,000 | 115,907,000 | 132,629,000 | 140,936,000 |
| Total loans | 102,152,000 | 99,385,000 | 98,122,000 | 94,833,000 |
| Allowance for loan losses | 2,000,000 | 1,996,000 | 2,011,000 | 2,100,000 |
| Securities available for sale | 1,048,000 | 916,000 | 902,000 | 991,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 104,575,000 | 104,681,000 | 121,296,000 | 129,654,000 |
| Interest-bearing deposits | 74,771,000 | 72,692,000 | 82,703,000 | 77,680,000 |
| Noninterest-bearing deposits | 29,804,000 | 31,989,000 | 38,593,000 | 51,974,000 |
| Equity capital | 10,754,000 | 10,974,000 | 11,037,000 | 10,903,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Interest income | 1,364,000 | 2,735,000 | 3,987,000 | 5,331,000 |
| Interest expense | 161,000 | 304,000 | 426,000 | 541,000 |
| Net interest income | 1,203,000 | 2,431,000 | 3,561,000 | 4,790,000 |
| Noninterest income | 148,000 | 306,000 | 469,000 | 702,000 |
| Noninterest expense | 789,000 | 1,598,000 | 2,482,000 | 3,410,000 |
| Provision for loan losses | 15,000 | 30,000 | 45,000 | 260,000 |
| Pretax income | 586,000 | 1,146,000 | 1,540,000 | 1,876,000 |
| Income tax | 28,000 | 56,000 | 75,000 | 89,000 |
| Net income | 558,000 | 1,090,000 | 1,465,000 | 1,787,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Tier 1 capital | 10,754,000 | 10,974,000 | 11,037,000 | 10,903,000 |