Call reports 2019
STATE BANK OF TOLEDO, THE — 2019
What STATE BANK OF TOLEDO, THE reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 120,572,000 | 113,192,000 | 114,211,000 | 115,319,000 |
| Total loans | 102,959,000 | 104,490,000 | 103,521,000 | 102,795,000 |
| Allowance for loan losses | 1,768,000 | 1,765,000 | 1,781,000 | 1,986,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 109,461,000 | 102,526,000 | 103,187,000 | 104,505,000 |
| Interest-bearing deposits | 81,637,000 | 75,201,000 | 75,380,000 | 72,606,000 |
| Noninterest-bearing deposits | 27,824,000 | 27,325,000 | 27,807,000 | 31,899,000 |
| Equity capital | 10,410,000 | 10,366,000 | 10,710,000 | 10,508,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 1,329,000 | 2,551,000 | 3,964,000 | 5,323,000 |
| Interest expense | 170,000 | 341,000 | 530,000 | 702,000 |
| Net interest income | 1,159,000 | 2,210,000 | 3,434,000 | 4,621,000 |
| Noninterest income | 150,000 | 335,000 | 563,000 | 746,000 |
| Noninterest expense | 831,000 | 1,715,000 | 2,522,000 | 3,412,000 |
| Provision for loan losses | 15,000 | 30,000 | 45,000 | 260,000 |
| Pretax income | 463,000 | 800,000 | 1,430,000 | 1,695,000 |
| Income tax | 27,000 | 96,000 | 70,000 | 81,000 |
| Net income | 436,000 | 704,000 | 1,360,000 | 1,614,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 10,410,000 | 10,366,000 | 10,710,000 | 10,508,000 |
| Total capital | 11,634,000 | 11,606,000 | 12,138,000 | 11,755,000 |
| Risk-weighted assets | 97,414,000 | 98,645,000 | 113,858,000 | 99,060,000 |