Call reports 2012
STATE BANK OF TOLEDO, THE — 2012
What STATE BANK OF TOLEDO, THE reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 111,154,000 | 98,631,000 | 101,681,000 | 100,595,000 |
| Total loans | 74,431,000 | 74,617,000 | 75,365,000 | 74,276,000 |
| Allowance for loan losses | 763,000 | 755,000 | 762,000 | 855,000 |
| Securities available for sale | 12,926,000 | 11,166,000 | 10,565,000 | 9,507,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 99,392,000 | 87,458,000 | 91,105,000 | 90,823,000 |
| Interest-bearing deposits | 74,855,000 | 64,369,000 | 66,688,000 | 62,393,000 |
| Noninterest-bearing deposits | 24,537,000 | 23,089,000 | 24,417,000 | 28,430,000 |
| Equity capital | 8,255,000 | 8,357,000 | 8,493,000 | 8,471,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 1,152,000 | 2,217,000 | 3,342,000 | 4,523,000 |
| Interest expense | 176,000 | 326,000 | 455,000 | 573,000 |
| Net interest income | 976,000 | 1,891,000 | 2,887,000 | 3,950,000 |
| Noninterest income | 164,000 | 369,000 | 519,000 | 691,000 |
| Noninterest expense | 755,000 | 1,491,000 | 2,198,000 | 3,075,000 |
| Provision for loan losses | 15,000 | 35,000 | 65,000 | 155,000 |
| Pretax income | 370,000 | 734,000 | 1,143,000 | 1,411,000 |
| Income tax | 36,000 | 34,000 | 51,000 | 60,000 |
| Net income | 334,000 | 700,000 | 1,092,000 | 1,351,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 7,768,000 | 7,918,000 | 8,094,000 | 8,136,000 |
| Total capital | 8,531,000 | 8,673,000 | 8,856,000 | 8,991,000 |
| Risk-weighted assets | 80,165,000 | 78,132,000 | 80,584,000 | 79,674,000 |