Call reports 2011
STATE BANK OF TOLEDO, THE — 2011
What STATE BANK OF TOLEDO, THE reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 104,329,000 | 97,302,000 | 103,795,000 | 105,243,000 |
| Total loans | 70,966,000 | 72,217,000 | 72,238,000 | 73,877,000 |
| Allowance for loan losses | 866,000 | 877,000 | 815,000 | 822,000 |
| Securities available for sale | 17,298,000 | 15,811,000 | 15,159,000 | 13,788,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 89,819,000 | 83,320,000 | 90,312,000 | 92,730,000 |
| Interest-bearing deposits | 67,955,000 | 62,198,000 | 69,204,000 | 66,281,000 |
| Noninterest-bearing deposits | 21,864,000 | 21,122,000 | 21,108,000 | 26,449,000 |
| Equity capital | 8,079,000 | 8,230,000 | 8,428,000 | 8,172,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 1,140,000 | 2,239,000 | 3,405,000 | 4,618,000 |
| Interest expense | 247,000 | 468,000 | 672,000 | 865,000 |
| Net interest income | 893,000 | 1,771,000 | 2,733,000 | 3,753,000 |
| Noninterest income | 140,000 | 299,000 | 423,000 | 584,000 |
| Noninterest expense | 709,000 | 1,448,000 | 2,065,000 | 3,181,000 |
| Provision for loan losses | 15,000 | 30,000 | 45,000 | 60,000 |
| Pretax income | 309,000 | 592,000 | 1,046,000 | 1,096,000 |
| Income tax | 17,000 | 36,000 | 58,000 | 54,000 |
| Net income | 292,000 | 556,000 | 988,000 | 1,042,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 7,548,000 | 7,596,000 | 7,813,000 | 7,650,000 |
| Total capital | 8,414,000 | 8,453,000 | 8,628,000 | 8,473,000 |
| Risk-weighted assets | 69,285,000 | 74,181,000 | 75,847,000 | 77,911,000 |