Call reports 2019
FIDELITY FEDERAL SAVINGS AND LOAN ASSOCIATION OF DELAWARE — 2019
What FIDELITY FEDERAL SAVINGS AND LOAN ASSOCIATION OF DELAWARE reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 104,049,000 | 106,203,000 | 106,891,000 | 107,434,000 |
| Total loans | 51,648,000 | 50,705,000 | 50,722,000 | 52,799,000 |
| Allowance for loan losses | 269,000 | 270,000 | 276,000 | 277,000 |
| Securities available for sale | 40,643,000 | 40,109,000 | 42,388,000 | 42,785,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 81,646,000 | 83,324,000 | 83,919,000 | 84,386,000 |
| Interest-bearing deposits | 78,673,000 | 81,109,000 | 81,171,000 | 81,443,000 |
| Noninterest-bearing deposits | 2,973,000 | 2,215,000 | 2,748,000 | 2,943,000 |
| Equity capital | 22,180,000 | 22,648,000 | 22,750,000 | 22,744,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 921,000 | 1,828,000 | 2,736,000 | 3,691,000 |
| Interest expense | 119,000 | 247,000 | 386,000 | 531,000 |
| Net interest income | 802,000 | 1,581,000 | 2,350,000 | 3,160,000 |
| Noninterest income | 36,000 | 82,000 | 122,000 | 169,000 |
| Noninterest expense | 805,000 | 1,612,000 | 2,417,000 | 3,273,000 |
| Provision for loan losses | 5,000 | 9,000 | 14,000 | 14,000 |
| Pretax income | 28,000 | 84,000 | 73,000 | 80,000 |
| Income tax | -17,000 | -25,000 | -46,000 | -54,000 |
| Net income | 45,000 | 109,000 | 119,000 | 134,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 22,367,000 | 22,431,000 | 22,441,000 | 22,456,000 |
| Total capital | 22,636,000 | 22,701,000 | 22,717,000 | 22,733,000 |
| Risk-weighted assets | 47,133,000 | 45,683,000 | 45,690,000 | 47,196,000 |