Call reports 2016
FIDELITY FEDERAL SAVINGS AND LOAN ASSOCIATION OF DELAWARE — 2016
What FIDELITY FEDERAL SAVINGS AND LOAN ASSOCIATION OF DELAWARE reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 102,907,000 | 102,900,000 | 102,921,000 | 103,169,000 |
| Total loans | 45,351,000 | 45,900,000 | 44,800,000 | 48,140,000 |
| Allowance for loan losses | 226,000 | 239,000 | 241,000 | 243,000 |
| Securities available for sale | 37,025,000 | 37,938,000 | 38,355,000 | 38,179,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 79,843,000 | 79,634,000 | 79,685,000 | 80,812,000 |
| Interest-bearing deposits | 77,294,000 | 76,274,000 | 76,663,000 | 78,514,000 |
| Noninterest-bearing deposits | 2,549,000 | 3,360,000 | 3,022,000 | 2,298,000 |
| Equity capital | 21,937,000 | 22,156,000 | 22,125,000 | 21,728,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 815,000 | 1,621,000 | 2,414,000 | 3,211,000 |
| Interest expense | 69,000 | 139,000 | 207,000 | 277,000 |
| Net interest income | 746,000 | 1,482,000 | 2,207,000 | 2,934,000 |
| Noninterest income | 56,000 | 173,000 | 303,000 | 374,000 |
| Noninterest expense | 765,000 | 1,564,000 | 2,415,000 | 3,219,000 |
| Provision for loan losses | 15,000 | 25,000 | 25,000 | 25,000 |
| Pretax income | 37,000 | 87,000 | 163,000 | 182,000 |
| Income tax | -17,000 | -45,000 | -62,000 | -103,000 |
| Net income | 54,000 | 132,000 | 225,000 | 285,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 21,673,000 | 21,756,000 | 21,850,000 | 21,855,000 |
| Total capital | 21,899,000 | 21,995,000 | 22,091,000 | 22,098,000 |
| Risk-weighted assets | 42,813,000 | 40,364,000 | 38,433,000 | 41,966,000 |