Call reports 2012
FIDELITY FEDERAL SAVINGS AND LOAN ASSOCIATION OF DELAWARE — 2012
What FIDELITY FEDERAL SAVINGS AND LOAN ASSOCIATION OF DELAWARE reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 104,972,000 | 106,325,000 | 107,193,000 | 107,551,000 |
| Total loans | 54,523,000 | 53,795,000 | 53,212,000 | 52,834,000 |
| Allowance for loan losses | 422,000 | 422,000 | 411,000 | 389,000 |
| Securities available for sale | 32,385,000 | 32,238,000 | 33,921,000 | 35,197,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 91,533,000 | 92,256,000 | 92,719,000 | 93,073,000 |
| Interest-bearing deposits | 82,658,000 | 83,105,000 | 83,843,000 | 84,073,000 |
| Noninterest-bearing deposits | 8,875,000 | 9,151,000 | 8,876,000 | 9,000,000 |
| Equity capital | 12,758,000 | 13,212,000 | 13,460,000 | 13,522,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 1,023,000 | 2,178,000 | 3,151,000 | 4,165,000 |
| Interest expense | 168,000 | 327,000 | 478,000 | 618,000 |
| Net interest income | 855,000 | 1,851,000 | 2,673,000 | 3,547,000 |
| Noninterest income | 70,000 | 150,000 | 238,000 | 316,000 |
| Noninterest expense | 611,000 | 1,233,000 | 1,942,000 | 2,720,000 |
| Provision for loan losses | 50,000 | 50,000 | 50,000 | 50,000 |
| Pretax income | 264,000 | 718,000 | 919,000 | 1,093,000 |
| Income tax | 42,000 | 136,000 | 211,000 | 241,000 |
| Net income | 222,000 | 582,000 | 708,000 | 852,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 12,211,000 | 12,571,000 | 12,698,000 | 12,842,000 |
| Total capital | 12,633,000 | 12,993,000 | 13,109,000 | 13,231,000 |
| Risk-weighted assets | 51,089,000 | 54,046,000 | 54,138,000 | 52,656,000 |