Call reports 2026
BANK OF MAGNOLIA COMPANY, THE — 2026
What BANK OF MAGNOLIA COMPANY, THE reported to the FFIEC in 2026, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Total assets | 109,758,000 | 107,840,000 |
| Total loans | 68,318,000 | 68,677,000 |
| Allowance for loan losses | 749,000 | 755,000 |
| Securities available for sale | 15,433,000 | 16,983,000 |
| Securities held to maturity | 0 | 0 |
| Trading assets | 0 | 0 |
| Total deposits | 95,438,000 | 92,782,000 |
| Interest-bearing deposits | 64,616,000 | 61,296,000 |
| Noninterest-bearing deposits | 30,822,000 | 31,486,000 |
| Equity capital | 13,200,000 | 13,779,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Interest income | 1,402,000 | 2,820,000 |
| Interest expense | 192,000 | 380,000 |
| Net interest income | 1,210,000 | 2,440,000 |
| Noninterest income | 92,000 | 235,000 |
| Noninterest expense | 764,000 | 1,596,000 |
| Provision for loan losses | 0 | 7,000 |
| Pretax income | 442,000 | 1,080,000 |
| Income tax | 76,000 | 160,000 |
| Net income | 366,000 | 920,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Tier 1 capital | 13,631,000 | 14,185,000 |
| Total capital | 14,403,000 | 14,951,000 |
| Risk-weighted assets | 61,698,000 | 61,194,000 |