Call reports 2025
BANK OF MAGNOLIA COMPANY, THE — 2025
What BANK OF MAGNOLIA COMPANY, THE reported to the FFIEC in 2025, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Total assets | 106,056,000 | 105,245,000 | 105,418,000 | 105,303,000 |
| Total loans | 62,510,000 | 64,289,000 | 65,236,000 | 67,237,000 |
| Allowance for loan losses | 731,000 | 754,000 | 670,000 | 749,000 |
| Securities available for sale | 17,924,000 | 16,582,000 | 16,943,000 | 15,268,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 92,472,000 | 91,624,000 | 91,458,000 | 91,107,000 |
| Interest-bearing deposits | 62,166,000 | 62,568,000 | 62,842,000 | 62,339,000 |
| Noninterest-bearing deposits | 30,306,000 | 29,056,000 | 28,616,000 | 28,768,000 |
| Equity capital | 12,573,000 | 12,466,000 | 12,819,000 | 12,958,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Interest income | 1,325,000 | 2,740,000 | 4,204,000 | 5,660,000 |
| Interest expense | 163,000 | 337,000 | 522,000 | 717,000 |
| Net interest income | 1,162,000 | 2,403,000 | 3,682,000 | 4,943,000 |
| Noninterest income | 79,000 | 164,000 | 250,000 | 350,000 |
| Noninterest expense | 695,000 | 1,492,000 | 2,361,000 | 3,574,000 |
| Provision for loan losses | 0 | 23,000 | -61,000 | 18,000 |
| Pretax income | 497,000 | 1,062,000 | 1,580,000 | 1,643,000 |
| Income tax | 71,000 | 142,000 | 341,000 | 333,000 |
| Net income | 426,000 | 920,000 | 1,239,000 | 1,310,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Tier 1 capital | 13,237,000 | 12,997,000 | 13,256,000 | 13,325,000 |
| Total capital | 13,968,000 | 13,741,000 | 14,005,000 | 14,087,000 |
| Risk-weighted assets | 58,506,000 | 59,501,000 | 59,923,000 | 60,835,000 |