Call reports 2017
BANK OF MAGNOLIA COMPANY, THE — 2017
What BANK OF MAGNOLIA COMPANY, THE reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 83,751,000 | 80,711,000 | 80,607,000 | 77,334,000 |
| Total loans | 33,186,000 | 32,927,000 | 33,073,000 | 33,809,000 |
| Allowance for loan losses | 476,000 | 456,000 | 471,000 | 486,000 |
| Securities available for sale | 28,008,000 | 31,064,000 | 29,432,000 | 28,073,000 |
| Securities held to maturity | 5,339,000 | 4,233,000 | 2,803,000 | 2,798,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 73,724,000 | 70,409,000 | 70,259,000 | 67,120,000 |
| Interest-bearing deposits | 53,669,000 | 51,311,000 | 52,207,000 | 48,512,000 |
| Noninterest-bearing deposits | 20,055,000 | 19,098,000 | 18,052,000 | 18,608,000 |
| Equity capital | 9,284,000 | 9,478,000 | 9,554,000 | 9,397,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 576,000 | 1,165,000 | 1,766,000 | 2,367,000 |
| Interest expense | 23,000 | 43,000 | 63,000 | 82,000 |
| Net interest income | 553,000 | 1,122,000 | 1,703,000 | 2,285,000 |
| Noninterest income | 76,000 | 167,000 | 247,000 | 348,000 |
| Noninterest expense | 503,000 | 1,029,000 | 1,542,000 | 2,138,000 |
| Provision for loan losses | 15,000 | 30,000 | 45,000 | 60,000 |
| Pretax income | 112,000 | 232,000 | 365,000 | 437,000 |
| Income tax | 0 | 1,000 | 2,000 | 127,000 |
| Net income | 112,000 | 231,000 | 363,000 | 310,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 9,179,000 | 9,299,000 | 9,370,000 | 9,312,000 |
| Total capital | 9,655,000 | 9,755,000 | 9,841,000 | 9,798,000 |
| Risk-weighted assets | 42,817,000 | 43,402,000 | 42,696,000 | 42,506,000 |