Call reports 2012
BANK OF MAGNOLIA COMPANY, THE — 2012
What BANK OF MAGNOLIA COMPANY, THE reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 73,240,000 | 72,797,000 | 75,389,000 | 73,865,000 |
| Total loans | 33,732,000 | 33,598,000 | 33,704,000 | 33,787,000 |
| Allowance for loan losses | 503,000 | 519,000 | 528,000 | 528,000 |
| Securities available for sale | 29,308,000 | 29,581,000 | 32,341,000 | 32,163,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 64,159,000 | 63,644,000 | 66,141,000 | 64,625,000 |
| Interest-bearing deposits | 49,581,000 | 49,245,000 | 50,733,000 | 49,317,000 |
| Noninterest-bearing deposits | 14,578,000 | 14,399,000 | 15,408,000 | 15,308,000 |
| Equity capital | 8,381,000 | 8,429,000 | 8,505,000 | 8,480,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 650,000 | 1,289,000 | 1,921,000 | 2,558,000 |
| Interest expense | 36,000 | 70,000 | 98,000 | 120,000 |
| Net interest income | 614,000 | 1,219,000 | 1,823,000 | 2,438,000 |
| Noninterest income | 84,000 | 187,000 | 273,000 | 365,000 |
| Noninterest expense | 541,000 | 1,158,000 | 1,731,000 | 2,422,000 |
| Provision for loan losses | 15,000 | 30,000 | 35,000 | 35,000 |
| Pretax income | 139,000 | 215,000 | 327,000 | 348,000 |
| Income tax | -12,000 | -18,000 | -22,000 | -26,000 |
| Net income | 151,000 | 233,000 | 349,000 | 374,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 7,757,000 | 7,809,000 | 7,857,000 | 7,885,000 |
| Total capital | 8,407,000 | 8,432,000 | 8,525,000 | 8,524,000 |
| Risk-weighted assets | 38,283,000 | 38,308,000 | 43,245,000 | 42,044,000 |