Call reports 2011
BANK OF MAGNOLIA COMPANY, THE — 2011
What BANK OF MAGNOLIA COMPANY, THE reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 70,025,000 | 68,210,000 | 70,040,000 | 69,141,000 |
| Total loans | 33,179,000 | 33,723,000 | 32,600,000 | 33,640,000 |
| Allowance for loan losses | 535,000 | 550,000 | 502,000 | 493,000 |
| Securities available for sale | 29,005,000 | 29,467,000 | 30,000,000 | 28,964,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 61,549,000 | 59,357,000 | 61,188,000 | 60,130,000 |
| Interest-bearing deposits | 48,255,000 | 47,396,000 | 48,489,000 | 47,497,000 |
| Noninterest-bearing deposits | 13,294,000 | 11,961,000 | 12,699,000 | 12,633,000 |
| Equity capital | 7,949,000 | 8,184,000 | 8,219,000 | 8,281,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 679,000 | 1,373,000 | 2,062,000 | 2,741,000 |
| Interest expense | 81,000 | 146,000 | 191,000 | 232,000 |
| Net interest income | 598,000 | 1,227,000 | 1,871,000 | 2,509,000 |
| Noninterest income | 76,000 | 187,000 | 274,000 | 361,000 |
| Noninterest expense | 519,000 | 1,111,000 | 1,690,000 | 2,361,000 |
| Provision for loan losses | 9,000 | 18,000 | 27,000 | 36,000 |
| Pretax income | 145,000 | 284,000 | 427,000 | 435,000 |
| Income tax | -60,000 | -39,000 | -18,000 | -3,000 |
| Net income | 205,000 | 323,000 | 445,000 | 438,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 7,519,000 | 7,608,000 | 7,672,000 | 7,665,000 |
| Total capital | 8,120,000 | 8,206,000 | 8,215,000 | 8,270,000 |
| Risk-weighted assets | 36,525,000 | 36,758,000 | 36,458,000 | 36,824,000 |