Call reports 2005
BANK OF MAGNOLIA COMPANY, THE — 2005
What BANK OF MAGNOLIA COMPANY, THE reported to the FFIEC in 2005, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Total assets | 60,336,000 | 59,938,000 | 60,455,000 | 60,572,000 |
| Total loans | 32,365,000 | 32,802,000 | 33,840,000 | 33,758,000 |
| Allowance for loan losses | 446,000 | 450,000 | 436,000 | 436,000 |
| Securities available for sale | 23,669,000 | 22,506,000 | 22,491,000 | 21,228,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 53,643,000 | 53,045,000 | 53,577,000 | 53,657,000 |
| Interest-bearing deposits | 45,387,000 | 43,982,000 | 43,975,000 | 43,645,000 |
| Noninterest-bearing deposits | 8,256,000 | 9,063,000 | 9,602,000 | 10,012,000 |
| Equity capital | 6,426,000 | 6,637,000 | 6,659,000 | 6,694,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Interest income | 738,000 | 1,493,000 | 2,272,000 | 3,077,000 |
| Interest expense | 154,000 | 316,000 | 489,000 | 674,000 |
| Net interest income | 584,000 | 1,177,000 | 1,783,000 | 2,403,000 |
| Noninterest income | 77,000 | 154,000 | 233,000 | 310,000 |
| Noninterest expense | 447,000 | 920,000 | 1,396,000 | 1,918,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 501,000 | 685,000 | 894,000 | 1,069,000 |
| Income tax | 62,000 | 124,000 | 187,000 | 271,000 |
| Net income | 439,000 | 561,000 | 707,000 | 798,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Tier 1 capital | 6,184,000 | 6,307,000 | 6,393,000 | 6,483,000 |
| Total capital | 6,832,000 | 6,954,000 | 7,058,000 | 7,141,000 |
| Risk-weighted assets | 33,222,000 | 33,159,000 | 34,175,000 | 33,720,000 |
Machine access — free, no API key
Every figure shown here about BANK OF MAGNOLIA COMPANY, THE — 2005 can also be queried live: FACTANKER runs an MCP server at https://factanker.com/mcp (tools: lookup_entity, get_facts, query_template, search_facts) and a REST endpoint at https://factanker.com/api/get_facts. Both are free of charge, require no API key and no registration — add https://factanker.com/mcp as a connector in Claude, ChatGPT or Copilot. Every answer carries its source document and a citation reference. Setup: /quickstart.