Call reports 2004
BANK OF MAGNOLIA COMPANY, THE — 2004
What BANK OF MAGNOLIA COMPANY, THE reported to the FFIEC in 2004, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Total assets | 61,389,000 | 60,462,000 | 63,273,000 | 61,478,000 |
| Total loans | 29,762,000 | 29,979,000 | 31,945,000 | 31,833,000 |
| Allowance for loan losses | 446,000 | 468,000 | 467,000 | 467,000 |
| Securities available for sale | 23,064,000 | 25,328,000 | 24,233,000 | 24,896,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 54,555,000 | 53,961,000 | 56,393,000 | 54,613,000 |
| Interest-bearing deposits | 46,428,000 | 45,479,000 | 47,120,000 | 45,550,000 |
| Noninterest-bearing deposits | 8,127,000 | 8,482,000 | 9,273,000 | 9,063,000 |
| Equity capital | 6,294,000 | 6,092,000 | 6,395,000 | 6,432,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Interest income | 705,000 | 1,432,000 | 2,103,000 | 2,922,000 |
| Interest expense | 136,000 | 271,000 | 410,000 | 561,000 |
| Net interest income | 569,000 | 1,161,000 | 1,693,000 | 2,361,000 |
| Noninterest income | 79,000 | 160,000 | 291,000 | 309,000 |
| Noninterest expense | 444,000 | 914,000 | 1,391,000 | 1,940,000 |
| Provision for loan losses | 20,000 | 20,000 | 20,000 | 20,000 |
| Pretax income | 184,000 | 387,000 | 579,000 | 716,000 |
| Income tax | 36,000 | 74,000 | 111,000 | 138,000 |
| Net income | 148,000 | 313,000 | 468,000 | 578,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Tier 1 capital | 5,383,000 | 5,518,000 | 5,673,000 | 5,782,000 |
| Total capital | 6,135,000 | 6,274,000 | 6,458,000 | 6,589,000 |
| Risk-weighted assets | 32,322,000 | 32,265,000 | 33,648,000 | 33,056,000 |
Machine access — free, no API key
Every figure shown here about BANK OF MAGNOLIA COMPANY, THE — 2004 can also be queried live: FACTANKER runs an MCP server at https://factanker.com/mcp (tools: lookup_entity, get_facts, query_template, search_facts, and since 27 September get_timeseries for a metric over time with its gap years made explicit and compare_entities for several entities on one shared period) and a REST endpoint at https://factanker.com/api/get_facts. Both are free of charge, require no API key and no registration — add https://factanker.com/mcp as a connector in Claude, ChatGPT or Copilot. Every answer carries its source document and a citation reference. Setup: /quickstart.