Call reports 2016
XENITH BANK — 2016
What XENITH BANK reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 2,047,013,000 | 2,098,869,000 | 3,326,344,000 | 3,271,310,000 |
| Total loans | 1,572,150,000 | 1,623,868,000 | 2,543,937,000 | 2,474,339,000 |
| Allowance for loan losses | 21,228,000 | 22,911,000 | 33,735,000 | 21,945,000 |
| Securities available for sale | 197,703,000 | 198,769,000 | 326,466,000 | 315,626,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 2,604,000 | 2,980,000 | 3,376,000 | 1,222,000 |
| Total deposits | 1,696,561,000 | 1,656,995,000 | 2,608,495,000 | 2,595,035,000 |
| Interest-bearing deposits | 1,392,489,000 | 1,337,131,000 | 2,079,308,000 | 2,070,292,000 |
| Noninterest-bearing deposits | 304,072,000 | 319,864,000 | 529,187,000 | 524,743,000 |
| Equity capital | 315,998,000 | 320,461,000 | 467,345,000 | 467,110,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 18,099,000 | 36,320,000 | 63,793,000 | 92,802,000 |
| Interest expense | 2,737,000 | 5,370,000 | 9,119,000 | 13,283,000 |
| Net interest income | 15,362,000 | 30,950,000 | 54,674,000 | 79,519,000 |
| Noninterest income | 7,118,000 | 15,889,000 | 24,779,000 | 31,275,000 |
| Noninterest expense | 19,343,000 | 38,367,000 | 74,541,000 | 95,890,000 |
| Provision for loan losses | 0 | 0 | 10,682,000 | 11,307,000 |
| Pretax income | 3,137,000 | 8,487,000 | -5,754,000 | 3,613,000 |
| Income tax | 750,000 | 2,082,000 | -60,978,000 | -57,483,000 |
| Net income | 2,181,000 | 5,655,000 | 53,668,000 | 59,429,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 251,035,000 | 254,822,000 | 315,529,000 | 314,873,000 |
| Total capital | 272,263,000 | 277,046,000 | 349,264,000 | 336,817,000 |
| Risk-weighted assets | 1,705,414,000 | 1,745,716,000 | 2,817,970,000 | 2,821,140,000 |