Call reports 2015
XENITH BANK — 2015
What XENITH BANK reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 1,670,515,000 | 1,607,973,000 | 1,597,236,000 | 2,072,742,000 |
| Total loans | 1,301,698,000 | 1,290,562,000 | 1,258,594,000 | 1,597,988,000 |
| Allowance for loan losses | 25,135,000 | 24,810,000 | 20,000,000 | 23,184,000 |
| Securities available for sale | 202,507,000 | 171,241,000 | 163,035,000 | 196,754,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 1,661,000 | 1,108,000 | 2,212,000 | 1,219,000 |
| Total deposits | 1,360,914,000 | 1,348,936,000 | 1,364,450,000 | 1,719,626,000 |
| Interest-bearing deposits | 1,132,288,000 | 1,110,522,000 | 1,113,459,000 | 1,406,794,000 |
| Noninterest-bearing deposits | 228,626,000 | 238,414,000 | 250,991,000 | 312,832,000 |
| Equity capital | 184,233,000 | 186,112,000 | 187,720,000 | 312,441,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 14,450,000 | 29,780,000 | 44,702,000 | 74,425,000 |
| Interest expense | 2,394,000 | 4,817,000 | 7,139,000 | 11,226,000 |
| Net interest income | 12,056,000 | 24,963,000 | 37,563,000 | 63,199,000 |
| Noninterest income | 5,637,000 | 13,169,000 | 21,103,000 | 21,868,000 |
| Noninterest expense | 14,614,000 | 31,630,000 | 50,149,000 | 79,048,000 |
| Provision for loan losses | 525,000 | 525,000 | 525,000 | 600,000 |
| Pretax income | 2,684,000 | 6,233,000 | 8,248,000 | 5,657,000 |
| Income tax | 32,000 | 60,000 | 84,000 | -92,313,000 |
| Net income | 2,118,000 | 5,111,000 | 6,601,000 | 96,230,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 170,050,000 | 173,044,000 | 175,036,000 | 254,499,000 |
| Total capital | 188,321,000 | 191,004,000 | 192,764,000 | 276,941,000 |
| Risk-weighted assets | 1,454,812,000 | 1,423,341,000 | 1,409,675,000 | 1,756,041,000 |