Call reports 2012
XENITH BANK — 2012
What XENITH BANK reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 1,848,201,000 | 1,774,059,000 | 1,763,069,000 | 1,743,285,000 |
| Total loans | 1,283,003,000 | 1,259,056,000 | 1,253,185,000 | 1,280,862,000 |
| Allowance for loan losses | 65,690,000 | 59,943,000 | 52,125,000 | 45,915,000 |
| Securities available for sale | 294,856,000 | 291,624,000 | 274,048,000 | 245,440,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 1,539,008,000 | 1,433,783,000 | 1,413,873,000 | 1,391,296,000 |
| Interest-bearing deposits | 1,345,297,000 | 1,230,616,000 | 1,214,237,000 | 1,177,577,000 |
| Noninterest-bearing deposits | 193,711,000 | 203,167,000 | 199,636,000 | 213,719,000 |
| Equity capital | 122,992,000 | 154,472,000 | 163,491,000 | 164,977,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 18,362,000 | 35,779,000 | 52,383,000 | 69,053,000 |
| Interest expense | 3,865,000 | 7,334,000 | 10,446,000 | 13,343,000 |
| Net interest income | 14,497,000 | 28,445,000 | 41,937,000 | 55,710,000 |
| Noninterest income | 2,959,000 | 4,402,000 | 6,264,000 | 6,578,000 |
| Noninterest expense | 17,341,000 | 33,822,000 | 52,178,000 | 71,789,000 |
| Provision for loan losses | 7,450,000 | 11,520,000 | 13,975,000 | 14,560,000 |
| Pretax income | -7,335,000 | -12,454,000 | -17,692,000 | -23,654,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | -7,837,000 | -13,699,000 | -20,025,000 | -27,197,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 107,390,000 | 136,749,000 | 145,606,000 | 148,618,000 |
| Total capital | 125,742,000 | 154,537,000 | 163,404,000 | 166,718,000 |
| Risk-weighted assets | 1,420,830,000 | 1,380,919,000 | 1,389,539,000 | 1,420,207,000 |