Call reports 2007
XENITH BANK — 2007
What XENITH BANK reported to the FFIEC in 2007, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Total assets | 500,373,000 | 520,184,000 | 543,032,000 | 562,887,000 |
| Total loans | 404,364,000 | 428,537,000 | 453,140,000 | 477,149,000 |
| Allowance for loan losses | 4,134,000 | 4,377,000 | 4,647,000 | 5,043,000 |
| Securities available for sale | 53,328,000 | 48,983,000 | 45,706,000 | 42,164,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 374,813,000 | 391,498,000 | 412,152,000 | 432,611,000 |
| Interest-bearing deposits | 275,673,000 | 285,982,000 | 311,800,000 | 330,906,000 |
| Noninterest-bearing deposits | 99,140,000 | 105,516,000 | 100,352,000 | 101,705,000 |
| Equity capital | 68,894,000 | 69,367,000 | 70,526,000 | 71,570,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Interest income | 8,750,000 | 18,282,000 | 28,231,000 | 38,275,000 |
| Interest expense | 3,090,000 | 6,489,000 | 10,124,000 | 14,016,000 |
| Net interest income | 5,660,000 | 11,793,000 | 18,107,000 | 24,259,000 |
| Noninterest income | 863,000 | 1,657,000 | 2,474,000 | 3,297,000 |
| Noninterest expense | 3,966,000 | 7,979,000 | 11,977,000 | 15,645,000 |
| Provision for loan losses | 222,000 | 468,000 | 738,000 | 1,232,000 |
| Pretax income | 2,335,000 | 5,003,000 | 7,866,000 | 10,679,000 |
| Income tax | 794,000 | 1,702,000 | 2,691,000 | 3,685,000 |
| Net income | 1,541,000 | 3,301,000 | 5,175,000 | 6,994,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Tier 1 capital | 69,180,000 | 69,846,000 | 70,622,000 | 71,349,000 |
| Total capital | 73,314,000 | 74,223,000 | 75,269,000 | 76,392,000 |
| Risk-weighted assets | 431,444,000 | 455,412,000 | 479,549,000 | 503,669,000 |
Machine access — free, no API key
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