Call reports 2006
XENITH BANK — 2006
What XENITH BANK reported to the FFIEC in 2006, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Total assets | 410,859,000 | 423,373,000 | 457,889,000 | 474,992,000 |
| Total loans | 295,795,000 | 330,601,000 | 337,686,000 | 375,035,000 |
| Allowance for loan losses | 3,717,000 | 3,726,000 | 3,821,000 | 3,911,000 |
| Securities available for sale | 70,689,000 | 59,219,000 | 57,909,000 | 55,114,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 329,407,000 | 332,046,000 | 346,981,000 | 363,914,000 |
| Interest-bearing deposits | 221,209,000 | 227,421,000 | 243,188,000 | 265,704,000 |
| Noninterest-bearing deposits | 108,198,000 | 104,625,000 | 103,793,000 | 98,210,000 |
| Equity capital | 47,372,000 | 48,637,000 | 68,117,000 | 68,209,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Interest income | 6,482,000 | 13,596,000 | 21,497,000 | 29,962,000 |
| Interest expense | 1,715,000 | 3,667,000 | 6,227,000 | 9,123,000 |
| Net interest income | 4,767,000 | 9,929,000 | 15,270,000 | 20,839,000 |
| Noninterest income | 840,000 | 1,586,000 | 2,350,000 | 3,108,000 |
| Noninterest expense | 3,683,000 | 7,241,000 | 10,987,000 | 14,764,000 |
| Provision for loan losses | 0 | 0 | 90,000 | 180,000 |
| Pretax income | 1,924,000 | 4,274,000 | 6,543,000 | 9,003,000 |
| Income tax | 658,000 | 1,461,000 | 2,237,000 | 3,078,000 |
| Net income | 1,266,000 | 2,813,000 | 4,306,000 | 5,925,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Tier 1 capital | 48,173,000 | 49,719,000 | 68,699,000 | 68,639,000 |
| Total capital | 51,890,000 | 53,445,000 | 72,520,000 | 72,550,000 |
| Risk-weighted assets | 331,581,000 | 356,905,000 | 370,412,000 | 402,848,000 |
Machine access — free, no API key
Every figure shown here about XENITH BANK — 2006 can also be queried live: FACTANKER runs an MCP server at https://factanker.com/mcp (tools: lookup_entity, get_facts, query_template, search_facts) and a REST endpoint at https://factanker.com/api/get_facts. Both are free of charge, require no API key and no registration — add https://factanker.com/mcp as a connector in Claude, ChatGPT or Copilot. Every answer carries its source document and a citation reference. Setup: /quickstart.