Call reports 2005
XENITH BANK — 2005
What XENITH BANK reported to the FFIEC in 2005, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Total assets | 368,604,000 | 385,685,000 | 391,803,000 | 407,932,000 |
| Total loans | 290,293,000 | 294,721,000 | 286,916,000 | 284,502,000 |
| Allowance for loan losses | 3,180,000 | 3,348,000 | 3,516,000 | 3,597,000 |
| Securities available for sale | 40,189,000 | 47,873,000 | 62,112,000 | 71,114,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 292,048,000 | 310,510,000 | 316,406,000 | 331,527,000 |
| Interest-bearing deposits | 196,423,000 | 207,060,000 | 207,643,000 | 222,518,000 |
| Noninterest-bearing deposits | 95,625,000 | 103,450,000 | 108,763,000 | 109,009,000 |
| Equity capital | 39,113,000 | 40,621,000 | 40,543,000 | 43,483,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Interest income | 5,290,000 | 11,140,000 | 17,352,000 | 24,430,000 |
| Interest expense | 1,258,000 | 2,696,000 | 4,227,000 | 5,868,000 |
| Net interest income | 4,032,000 | 8,444,000 | 13,125,000 | 18,562,000 |
| Noninterest income | 833,000 | 1,590,000 | 2,373,000 | 3,012,000 |
| Noninterest expense | 2,957,000 | 5,996,000 | 9,069,000 | 12,893,000 |
| Provision for loan losses | 147,000 | 309,000 | 486,000 | 486,000 |
| Pretax income | 1,761,000 | 3,729,000 | 5,943,000 | 8,195,000 |
| Income tax | 602,000 | 1,279,000 | 2,036,000 | 2,806,000 |
| Net income | 1,159,000 | 2,450,000 | 3,907,000 | 5,389,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Tier 1 capital | 39,540,000 | 40,838,000 | 40,915,000 | 44,126,000 |
| Total capital | 42,720,000 | 44,186,000 | 44,431,000 | 47,723,000 |
| Risk-weighted assets | 316,264,000 | 323,016,000 | 318,507,000 | 320,091,000 |
Machine access — free, no API key
Every figure shown here about XENITH BANK — 2005 can also be queried live: FACTANKER runs an MCP server at https://factanker.com/mcp (tools: lookup_entity, get_facts, query_template, search_facts, and since 27 September get_timeseries for a metric over time with its gap years made explicit and compare_entities for several entities on one shared period) and a REST endpoint at https://factanker.com/api/get_facts. Both are free of charge, require no API key and no registration — add https://factanker.com/mcp as a connector in Claude, ChatGPT or Copilot. Every answer carries its source document and a citation reference. Setup: /quickstart.