Call reports 2015
ANCHORBANK, FSB — 2015
What ANCHORBANK, FSB reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 2,093,940,000 | 2,199,332,000 | 2,231,652,000 | 2,243,738,000 |
| Total loans | 1,565,554,000 | 1,582,082,000 | 1,557,588,000 | 1,650,421,000 |
| Allowance for loan losses | 47,037,000 | 47,037,000 | 29,525,000 | 25,147,000 |
| Securities available for sale | 312,938,000 | 345,262,000 | 341,516,000 | 341,523,000 |
| Securities held to maturity | 0 | 5,491,000 | 15,492,000 | 15,492,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 1,833,223,000 | 1,834,371,000 | 1,842,532,000 | 1,864,860,000 |
| Interest-bearing deposits | 1,533,838,000 | 1,525,323,000 | 1,507,108,000 | 1,540,496,000 |
| Noninterest-bearing deposits | 299,385,000 | 309,048,000 | 335,424,000 | 324,364,000 |
| Equity capital | 225,182,000 | 324,192,000 | 341,432,000 | 336,194,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 18,017,000 | 36,529,000 | 54,857,000 | 73,133,000 |
| Interest expense | 1,032,000 | 2,152,000 | 3,289,000 | 4,445,000 |
| Net interest income | 16,985,000 | 34,377,000 | 51,568,000 | 68,688,000 |
| Noninterest income | 9,532,000 | 19,946,000 | 28,592,000 | 36,588,000 |
| Noninterest expense | 21,457,000 | 44,819,000 | 66,584,000 | 84,472,000 |
| Provision for loan losses | -1,354,000 | -2,000,000 | -24,410,000 | -29,496,000 |
| Pretax income | 6,477,000 | 11,567,000 | 38,049,000 | 50,363,000 |
| Income tax | 32,000 | -96,255,000 | -85,662,000 | -82,445,000 |
| Net income | 6,445,000 | 107,822,000 | 123,711,000 | 132,808,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 224,877,000 | 253,353,000 | 273,160,000 | 270,190,000 |
| Total capital | 241,907,000 | 271,642,000 | 292,175,000 | 290,616,000 |
| Risk-weighted assets | 1,329,760,000 | 1,387,466,000 | 1,466,178,000 | 1,585,302,000 |