Call reports 2014
ANCHORBANK, FSB — 2014
What ANCHORBANK, FSB reported to the FFIEC in 2014, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Total assets | 2,108,696,000 | 2,119,809,000 | 2,104,893,000 | 2,082,246,000 |
| Total loans | 1,570,159,000 | 1,561,397,000 | 1,561,218,000 | 1,578,068,000 |
| Allowance for loan losses | 53,497,000 | 49,175,000 | 47,037,000 | 47,037,000 |
| Securities available for sale | 287,966,000 | 295,290,000 | 291,867,000 | 294,600,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 1,876,316,000 | 1,881,019,000 | 1,864,922,000 | 1,826,858,000 |
| Interest-bearing deposits | 1,594,077,000 | 1,574,436,000 | 1,546,406,000 | 1,534,265,000 |
| Noninterest-bearing deposits | 282,239,000 | 306,583,000 | 318,516,000 | 292,593,000 |
| Equity capital | 201,132,000 | 205,922,000 | 209,084,000 | 216,030,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Interest income | 19,377,000 | 38,252,000 | 56,829,000 | 75,318,000 |
| Interest expense | 1,149,000 | 2,244,000 | 3,300,000 | 4,352,000 |
| Net interest income | 18,228,000 | 36,008,000 | 53,529,000 | 70,966,000 |
| Noninterest income | 5,826,000 | 12,052,000 | 18,059,000 | 24,124,000 |
| Noninterest expense | 22,252,000 | 43,639,000 | 63,674,000 | 85,008,000 |
| Provision for loan losses | 0 | 0 | -1,305,000 | -4,585,000 |
| Pretax income | 2,082,000 | 4,688,000 | 9,938,000 | 15,349,000 |
| Income tax | 0 | 8,000 | 8,000 | 8,000 |
| Net income | 2,082,000 | 4,680,000 | 9,930,000 | 15,341,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Tier 1 capital | 203,905,000 | 206,272,000 | 211,502,000 | 216,659,000 |
| Total capital | 220,221,000 | 222,747,000 | 227,778,000 | 233,032,000 |
| Risk-weighted assets | 1,263,228,000 | 1,279,862,000 | 1,268,263,000 | 1,276,638,000 |