Call reports 2013
ANCHORBANK, FSB — 2013
What ANCHORBANK, FSB reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 2,367,750,000 | 2,344,647,000 | 2,190,995,000 | 2,111,963,000 |
| Total loans | 1,768,423,000 | 1,722,817,000 | 1,658,975,000 | 1,612,588,000 |
| Allowance for loan losses | 79,815,000 | 75,872,000 | 71,853,000 | 65,182,000 |
| Securities available for sale | 267,298,000 | 289,475,000 | 292,367,000 | 277,872,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 2,028,645,000 | 2,005,280,000 | 1,953,351,000 | 1,881,816,000 |
| Interest-bearing deposits | 1,744,775,000 | 1,708,484,000 | 1,653,562,000 | 1,621,223,000 |
| Noninterest-bearing deposits | 283,870,000 | 296,796,000 | 299,789,000 | 260,593,000 |
| Equity capital | 112,796,000 | 106,188,000 | 195,189,000 | 196,469,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 22,541,000 | 43,588,000 | 64,375,000 | 84,389,000 |
| Interest expense | 3,225,000 | 6,261,000 | 8,980,000 | 10,294,000 |
| Net interest income | 19,316,000 | 37,327,000 | 55,395,000 | 74,095,000 |
| Noninterest income | 3,113,000 | 12,252,000 | 19,894,000 | 27,849,000 |
| Noninterest expense | 30,729,000 | 58,062,000 | 101,458,000 | 124,370,000 |
| Provision for loan losses | 675,000 | 951,000 | 951,000 | 951,000 |
| Pretax income | -9,258,000 | -9,717,000 | -27,403,000 | -23,391,000 |
| Income tax | 0 | 5,000 | -28,001,000 | -27,802,000 |
| Net income | -9,258,000 | -9,722,000 | 598,000 | 4,411,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 107,272,000 | 107,070,000 | 197,962,000 | 201,995,000 |
| Total capital | 125,459,000 | 124,778,000 | 215,209,000 | 218,668,000 |
| Risk-weighted assets | 1,391,386,000 | 1,354,755,000 | 1,320,523,000 | 1,280,652,000 |