Call reports 2012
ANCHORBANK, FSB — 2012
What ANCHORBANK, FSB reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 2,794,035,000 | 2,784,027,000 | 2,666,459,000 | 2,413,158,000 |
| Total loans | 2,208,380,000 | 2,088,016,000 | 1,984,746,000 | 1,854,072,000 |
| Allowance for loan losses | 111,215,000 | 100,477,000 | 90,678,000 | 83,761,000 |
| Securities available for sale | 242,919,000 | 232,277,000 | 242,422,000 | 262,676,000 |
| Securities held to maturity | 20,000 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 2,272,302,000 | 2,261,579,000 | 2,148,629,000 | 2,062,167,000 |
| Interest-bearing deposits | 2,037,578,000 | 1,986,916,000 | 1,847,215,000 | 1,798,486,000 |
| Noninterest-bearing deposits | 234,724,000 | 274,663,000 | 301,414,000 | 263,681,000 |
| Equity capital | 128,071,000 | 129,972,000 | 127,296,000 | 121,276,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 28,039,000 | 54,904,000 | 80,665,000 | 104,873,000 |
| Interest expense | 7,495,000 | 13,308,000 | 18,461,000 | 22,553,000 |
| Net interest income | 20,544,000 | 41,596,000 | 62,204,000 | 82,320,000 |
| Noninterest income | 12,057,000 | 20,602,000 | 27,552,000 | 34,876,000 |
| Noninterest expense | 27,337,000 | 57,044,000 | 83,137,000 | 112,168,000 |
| Provision for loan losses | 4,625,000 | 1,822,000 | 6,850,000 | 11,682,000 |
| Pretax income | 625,000 | 3,316,000 | -383,000 | -7,040,000 |
| Income tax | 768,000 | 2,546,000 | 2,557,000 | 2,567,000 |
| Net income | -143,000 | 770,000 | -2,940,000 | -9,607,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 125,894,000 | 127,026,000 | 123,485,000 | 116,846,000 |
| Total capital | 149,141,000 | 148,738,000 | 144,284,000 | 135,880,000 |
| Risk-weighted assets | 1,772,042,000 | 1,656,451,000 | 1,592,099,000 | 1,455,890,000 |