Call reports 2018
AMERICAN BANK OF COMMERCE — 2018
What AMERICAN BANK OF COMMERCE reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 |
|---|---|---|---|
| Total assets | 89,414,000 | 94,060,000 | 96,076,000 |
| Total loans | 69,131,000 | 74,039,000 | 73,755,000 |
| Allowance for loan losses | 718,000 | 849,000 | 878,000 |
| Securities available for sale | 0 | 0 | 0 |
| Securities held to maturity | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 |
| Total deposits | 76,244,000 | 80,026,000 | 81,944,000 |
| Interest-bearing deposits | 43,900,000 | 45,571,000 | 44,945,000 |
| Noninterest-bearing deposits | 32,345,000 | 34,455,000 | 36,999,000 |
| Equity capital | 12,377,000 | 12,967,000 | 13,368,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 |
|---|---|---|---|
| Interest income | 1,136,000 | 2,378,000 | 3,954,000 |
| Interest expense | 42,000 | 99,000 | 200,000 |
| Net interest income | 1,094,000 | 2,279,000 | 3,754,000 |
| Noninterest income | 452,000 | 1,359,000 | 1,645,000 |
| Noninterest expense | 1,085,000 | 2,325,000 | 3,519,000 |
| Provision for loan losses | 0 | 30,000 | 60,000 |
| Pretax income | 461,000 | 1,283,000 | 1,820,000 |
| Income tax | 110,000 | 343,000 | 479,000 |
| Net income | 351,000 | 940,000 | 1,341,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 |
|---|---|---|---|
| Tier 1 capital | 12,377,000 | 12,967,000 | 13,367,000 |
| Total capital | 13,095,000 | 13,816,000 | 14,245,000 |
| Risk-weighted assets | 74,825,000 | 76,988,000 | 75,553,000 |