Call reports 2017
AMERICAN BANK OF COMMERCE — 2017
What AMERICAN BANK OF COMMERCE reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 84,022,000 | 90,000,000 | 89,691,000 | 83,298,000 |
| Total loans | 62,787,000 | 61,823,000 | 63,957,000 | 65,506,000 |
| Allowance for loan losses | 789,000 | 849,000 | 879,000 | 719,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 72,445,000 | 78,022,000 | 77,121,000 | 70,378,000 |
| Interest-bearing deposits | 45,747,000 | 45,403,000 | 42,607,000 | 37,793,000 |
| Noninterest-bearing deposits | 26,698,000 | 32,619,000 | 34,515,000 | 32,585,000 |
| Equity capital | 11,278,000 | 11,582,000 | 11,916,000 | 12,179,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 979,000 | 2,034,000 | 3,197,000 | 4,270,000 |
| Interest expense | 43,000 | 86,000 | 131,000 | 169,000 |
| Net interest income | 936,000 | 1,948,000 | 3,066,000 | 4,101,000 |
| Noninterest income | 297,000 | 904,000 | 1,461,000 | 1,892,000 |
| Noninterest expense | 992,000 | 2,043,000 | 3,149,000 | 4,219,000 |
| Provision for loan losses | 60,000 | 120,000 | 150,000 | 150,000 |
| Pretax income | 181,000 | 689,000 | 1,228,000 | 1,624,000 |
| Income tax | 83,000 | 287,000 | 492,000 | 626,000 |
| Net income | 98,000 | 402,000 | 736,000 | 998,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 11,278,000 | 11,582,000 | 11,916,000 | 12,179,000 |
| Total capital | 12,067,000 | 12,409,000 | 12,750,000 | 12,898,000 |
| Risk-weighted assets | 64,612,000 | 66,145,000 | 66,715,000 | 68,480,000 |