Call reports 2011
AMERICAN BANK OF COMMERCE — 2011
What AMERICAN BANK OF COMMERCE reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 52,315,000 | 51,580,000 | 47,990,000 | 46,229,000 |
| Total loans | 28,884,000 | 29,258,000 | 33,085,000 | 33,381,000 |
| Allowance for loan losses | 778,000 | 862,000 | 934,000 | 1,043,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 44,211,000 | 43,371,000 | 39,575,000 | 37,765,000 |
| Interest-bearing deposits | 31,852,000 | 29,691,000 | 27,390,000 | 24,699,000 |
| Noninterest-bearing deposits | 12,359,000 | 13,680,000 | 12,185,000 | 13,066,000 |
| Equity capital | 7,964,000 | 8,063,000 | 8,151,000 | 8,183,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 591,000 | 1,112,000 | 1,715,000 | 2,453,000 |
| Interest expense | 62,000 | 123,000 | 179,000 | 228,000 |
| Net interest income | 529,000 | 989,000 | 1,536,000 | 2,225,000 |
| Noninterest income | 161,000 | 491,000 | 815,000 | 1,178,000 |
| Noninterest expense | 653,000 | 1,260,000 | 1,964,000 | 2,709,000 |
| Provision for loan losses | 50,000 | 125,000 | 200,000 | 307,000 |
| Pretax income | -13,000 | 95,000 | 187,000 | 387,000 |
| Income tax | 0 | 9,000 | 14,000 | 181,000 |
| Net income | -13,000 | 86,000 | 173,000 | 206,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 7,964,000 | 8,063,000 | 8,151,000 | 8,183,000 |
| Total capital | 8,451,000 | 8,547,000 | 8,655,000 | 8,673,000 |
| Risk-weighted assets | 37,918,000 | 37,558,000 | 39,152,000 | 37,885,000 |