Call reports 2010
AMERICAN BANK OF COMMERCE — 2010
What AMERICAN BANK OF COMMERCE reported to the FFIEC in 2010, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Total assets | 48,537,000 | 52,570,000 | 50,632,000 | 53,112,000 |
| Total loans | 33,628,000 | 33,889,000 | 34,227,000 | 31,370,000 |
| Allowance for loan losses | 1,004,000 | 911,000 | 1,067,000 | 860,000 |
| Securities available for sale | 57,000 | 1,000 | 0 | 0 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 40,217,000 | 44,229,000 | 42,425,000 | 45,004,000 |
| Interest-bearing deposits | 31,298,000 | 34,819,000 | 30,670,000 | 33,310,000 |
| Noninterest-bearing deposits | 8,919,000 | 9,410,000 | 11,755,000 | 11,694,000 |
| Equity capital | 8,173,000 | 8,179,000 | 8,071,000 | 7,977,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Interest income | 605,000 | 1,265,000 | 1,879,000 | 2,488,000 |
| Interest expense | 92,000 | 181,000 | 266,000 | 336,000 |
| Net interest income | 513,000 | 1,084,000 | 1,613,000 | 2,152,000 |
| Noninterest income | 13,000 | 62,000 | 245,000 | 341,000 |
| Noninterest expense | 553,000 | 1,099,000 | 1,713,000 | 2,394,000 |
| Provision for loan losses | 60,000 | 171,000 | 422,000 | 542,000 |
| Pretax income | -18,000 | -55,000 | -208,000 | -375,000 |
| Income tax | -26,000 | -69,000 | -114,000 | -187,000 |
| Net income | 8,000 | 14,000 | -94,000 | -188,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Tier 1 capital | 8,173,000 | 8,179,000 | 8,071,000 | 7,977,000 |
| Total capital | 8,691,000 | 8,711,000 | 8,601,000 | 8,479,000 |
| Risk-weighted assets | 40,172,000 | 41,411,000 | 41,091,000 | 39,810,000 |