Call reports 2003
AMERICAN BANK OF COMMERCE — 2003
What AMERICAN BANK OF COMMERCE reported to the FFIEC in 2003, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Total assets | 29,800,000 | 29,963,000 | 25,201,000 | 30,228,000 |
| Total loans | 16,821,000 | 18,003,000 | 18,858,000 | 19,902,000 |
| Allowance for loan losses | 242,000 | 259,000 | 278,000 | 314,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 26,585,000 | 26,650,000 | 21,858,000 | 26,890,000 |
| Interest-bearing deposits | 18,123,000 | 19,336,000 | 14,908,000 | 18,676,000 |
| Noninterest-bearing deposits | 8,463,000 | 7,313,000 | 6,949,000 | 8,214,000 |
| Equity capital | 3,125,000 | 3,191,000 | 3,248,000 | 3,267,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Interest income | 365,000 | 802,000 | 1,224,000 | 1,667,000 |
| Interest expense | 66,000 | 135,000 | 177,000 | 211,000 |
| Net interest income | 299,000 | 667,000 | 1,047,000 | 1,456,000 |
| Noninterest income | 50,000 | 143,000 | 271,000 | 366,000 |
| Noninterest expense | 358,000 | 735,000 | 1,147,000 | 1,547,000 |
| Provision for loan losses | 15,000 | 32,000 | 53,000 | 98,000 |
| Pretax income | -24,000 | 43,000 | 118,000 | 177,000 |
| Income tax | 0 | 0 | 18,000 | 58,000 |
| Net income | -24,000 | 43,000 | 100,000 | 119,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Tier 1 capital | 3,125,000 | 3,191,000 | 3,248,000 | 3,267,000 |
| Total capital | 3,361,000 | 3,440,000 | 3,493,000 | 3,531,000 |
| Risk-weighted assets | 18,862,000 | 19,900,000 | 19,539,000 | 21,070,000 |
Machine access — free, no API key
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