Call report 2025Q4
CITIZENS SAVINGS BANK — 2025Q4
The 22 measures CITIZENS SAVINGS BANK reported to the FFIEC for 2025Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 75,363,000 | USD | evidence → |
| Total loans | 47,944,000 | USD | evidence → |
| Allowance for loan losses | 451,000 | USD | evidence → |
| Securities available for sale | 0 | USD | evidence → |
| Securities held to maturity | 4,268,000 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 62,206,000 | USD | evidence → |
| Interest-bearing deposits | 39,616,000 | USD | evidence → |
| Noninterest-bearing deposits | 22,590,000 | USD | evidence → |
| Equity capital | 7,727,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 3,794,000 | USD | evidence → |
| Interest expense | 895,000 | USD | evidence → |
| Net interest income | 2,899,000 | USD | evidence → |
| Noninterest income | 126,000 | USD | evidence → |
| Noninterest expense | 1,970,000 | USD | evidence → |
| Provision for loan losses | 0 | USD | evidence → |
| Pretax income | 1,055,000 | USD | evidence → |
| Income tax | 25,000 | USD | evidence → |
| Net income | 1,030,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 7,727,000 | USD | evidence → |
| Total capital | 8,178,000 | USD | evidence → |
| Risk-weighted assets | 51,466,000 | USD | evidence → |