Call report 2021Q4
CITIZENS SAVINGS BANK — 2021Q4
The 22 measures CITIZENS SAVINGS BANK reported to the FFIEC for 2021Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 77,922,000 | USD | evidence → |
| Total loans | 43,606,000 | USD | evidence → |
| Allowance for loan losses | 423,000 | USD | evidence → |
| Securities available for sale | 0 | USD | evidence → |
| Securities held to maturity | 6,193,000 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 71,233,000 | USD | evidence → |
| Interest-bearing deposits | 42,526,000 | USD | evidence → |
| Noninterest-bearing deposits | 28,707,000 | USD | evidence → |
| Equity capital | 6,224,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 2,680,000 | USD | evidence → |
| Interest expense | 80,000 | USD | evidence → |
| Net interest income | 2,600,000 | USD | evidence → |
| Noninterest income | 150,000 | USD | evidence → |
| Noninterest expense | 1,861,000 | USD | evidence → |
| Provision for loan losses | 50,000 | USD | evidence → |
| Pretax income | 839,000 | USD | evidence → |
| Income tax | 30,000 | USD | evidence → |
| Net income | 809,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 6,224,000 | USD | evidence → |
| Total capital | 6,647,000 | USD | evidence → |
| Risk-weighted assets | 42,252,000 | USD | evidence → |