Call report 2019Q4
CITIZENS SAVINGS BANK — 2019Q4
The 22 measures CITIZENS SAVINGS BANK reported to the FFIEC for 2019Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 63,256,000 | USD | evidence → |
| Total loans | 48,521,000 | USD | evidence → |
| Allowance for loan losses | 323,000 | USD | evidence → |
| Securities available for sale | 0 | USD | evidence → |
| Securities held to maturity | 210,000 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 57,493,000 | USD | evidence → |
| Interest-bearing deposits | 38,004,000 | USD | evidence → |
| Noninterest-bearing deposits | 19,489,000 | USD | evidence → |
| Equity capital | 5,252,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 2,634,000 | USD | evidence → |
| Interest expense | 407,000 | USD | evidence → |
| Net interest income | 2,227,000 | USD | evidence → |
| Noninterest income | 222,000 | USD | evidence → |
| Noninterest expense | 1,693,000 | USD | evidence → |
| Provision for loan losses | 50,000 | USD | evidence → |
| Pretax income | 706,000 | USD | evidence → |
| Income tax | 32,000 | USD | evidence → |
| Net income | 674,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 5,252,000 | USD | evidence → |
| Total capital | 5,575,000 | USD | evidence → |
| Risk-weighted assets | 46,368,000 | USD | evidence → |