Call report 2016Q1
CITIZENS SAVINGS BANK — 2016Q1
The 22 measures CITIZENS SAVINGS BANK reported to the FFIEC for 2016Q1, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 58,917,000 | USD | evidence → |
| Total loans | 40,982,000 | USD | evidence → |
| Allowance for loan losses | 233,000 | USD | evidence → |
| Securities available for sale | 0 | USD | evidence → |
| Securities held to maturity | 326,000 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 54,058,000 | USD | evidence → |
| Interest-bearing deposits | 38,958,000 | USD | evidence → |
| Noninterest-bearing deposits | 15,100,000 | USD | evidence → |
| Equity capital | 4,740,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 544,000 | USD | evidence → |
| Interest expense | 32,000 | USD | evidence → |
| Net interest income | 512,000 | USD | evidence → |
| Noninterest income | 76,000 | USD | evidence → |
| Noninterest expense | 345,000 | USD | evidence → |
| Provision for loan losses | 8,000 | USD | evidence → |
| Pretax income | 235,000 | USD | evidence → |
| Income tax | 12,000 | USD | evidence → |
| Net income | 223,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 4,740,000 | USD | evidence → |
| Total capital | 4,973,000 | USD | evidence → |
| Risk-weighted assets | 39,493,000 | USD | evidence → |