Call report 2014Q4
CITIZENS SAVINGS BANK — 2014Q4
The 22 measures CITIZENS SAVINGS BANK reported to the FFIEC for 2014Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 59,128,000 | USD | evidence → |
| Total loans | 40,962,000 | USD | evidence → |
| Allowance for loan losses | 205,000 | USD | evidence → |
| Securities available for sale | 0 | USD | evidence → |
| Securities held to maturity | 460,000 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 54,364,000 | USD | evidence → |
| Interest-bearing deposits | 38,888,000 | USD | evidence → |
| Noninterest-bearing deposits | 15,476,000 | USD | evidence → |
| Equity capital | 4,573,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 2,037,000 | USD | evidence → |
| Interest expense | 190,000 | USD | evidence → |
| Net interest income | 1,847,000 | USD | evidence → |
| Noninterest income | 276,000 | USD | evidence → |
| Noninterest expense | 1,505,000 | USD | evidence → |
| Provision for loan losses | 0 | USD | evidence → |
| Pretax income | 618,000 | USD | evidence → |
| Income tax | 35,000 | USD | evidence → |
| Net income | 583,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 4,573,000 | USD | evidence → |
| Total capital | 4,778,000 | USD | evidence → |
| Risk-weighted assets | 39,669,000 | USD | evidence → |