Call report 2012Q4
CITIZENS SAVINGS BANK — 2012Q4
The 22 measures CITIZENS SAVINGS BANK reported to the FFIEC for 2012Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 57,301,000 | USD | evidence → |
| Total loans | 38,318,000 | USD | evidence → |
| Allowance for loan losses | 205,000 | USD | evidence → |
| Securities available for sale | 0 | USD | evidence → |
| Securities held to maturity | 569,000 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 52,834,000 | USD | evidence → |
| Interest-bearing deposits | 36,954,000 | USD | evidence → |
| Noninterest-bearing deposits | 15,880,000 | USD | evidence → |
| Equity capital | 4,263,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 2,108,000 | USD | evidence → |
| Interest expense | 234,000 | USD | evidence → |
| Net interest income | 1,874,000 | USD | evidence → |
| Noninterest income | 235,000 | USD | evidence → |
| Noninterest expense | 1,488,000 | USD | evidence → |
| Provision for loan losses | 44,000 | USD | evidence → |
| Pretax income | 577,000 | USD | evidence → |
| Income tax | 34,000 | USD | evidence → |
| Net income | 543,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 4,263,000 | USD | evidence → |
| Total capital | 4,468,000 | USD | evidence → |
| Risk-weighted assets | 39,143,000 | USD | evidence → |