Call reports 2010
CITIZENS SAVINGS BANK — 2010
What CITIZENS SAVINGS BANK reported to the FFIEC in 2010, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Total assets | 48,183,000 | 49,912,000 | 50,789,000 | 48,304,000 |
| Total loans | 39,480,000 | 41,071,000 | 39,938,000 | 38,298,000 |
| Allowance for loan losses | 205,000 | 205,000 | 205,000 | 205,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 200,000 | 200,000 | 200,000 | 200,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 41,894,000 | 43,508,000 | 44,320,000 | 43,991,000 |
| Interest-bearing deposits | 33,722,000 | 36,071,000 | 33,568,000 | 34,838,000 |
| Noninterest-bearing deposits | 8,172,000 | 7,437,000 | 10,752,000 | 9,153,000 |
| Equity capital | 4,139,000 | 4,241,000 | 4,286,000 | 4,133,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Interest income | 632,000 | 1,272,000 | 1,919,000 | 2,532,000 |
| Interest expense | 150,000 | 290,000 | 428,000 | 544,000 |
| Net interest income | 482,000 | 982,000 | 1,491,000 | 1,988,000 |
| Noninterest income | 40,000 | 110,000 | 186,000 | 244,000 |
| Noninterest expense | 354,000 | 694,000 | 1,064,000 | 1,609,000 |
| Provision for loan losses | 0 | 0 | 4,000 | 44,000 |
| Pretax income | 168,000 | 398,000 | 609,000 | 579,000 |
| Income tax | 9,000 | 21,000 | 31,000 | 37,000 |
| Net income | 159,000 | 377,000 | 578,000 | 542,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Tier 1 capital | 4,139,000 | 4,241,000 | 4,286,000 | 4,133,000 |
| Total capital | 4,344,000 | 4,446,000 | 4,491,000 | 4,338,000 |
| Risk-weighted assets | 36,344,000 | 38,109,000 | 37,378,000 | 36,059,000 |
Machine access — free, no API key
Every figure shown here about CITIZENS SAVINGS BANK — 2010 can also be queried live: FACTANKER runs an MCP server at https://factanker.com/mcp (tools: lookup_entity, get_facts, query_template, search_facts) and a REST endpoint at https://factanker.com/api/get_facts. Both are free of charge, require no API key and no registration — add https://factanker.com/mcp as a connector in Claude, ChatGPT or Copilot. Every answer carries its source document and a citation reference. Setup: /quickstart.