Call reports 2007
CITIZENS SAVINGS BANK — 2007
What CITIZENS SAVINGS BANK reported to the FFIEC in 2007, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Total assets | 47,956,000 | 47,752,000 | 46,291,000 | 49,320,000 |
| Total loans | 40,594,000 | 40,981,000 | 42,262,000 | 42,036,000 |
| Allowance for loan losses | 205,000 | 201,000 | 201,000 | 205,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 210,000 | 200,000 | 200,000 | 200,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 38,860,000 | 38,561,000 | 37,965,000 | 41,088,000 |
| Interest-bearing deposits | 32,900,000 | 32,468,000 | 32,162,000 | 33,039,000 |
| Noninterest-bearing deposits | 5,960,000 | 6,093,000 | 5,803,000 | 8,049,000 |
| Equity capital | 3,806,000 | 3,857,000 | 3,963,000 | 3,894,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Interest income | 758,000 | 1,552,000 | 2,346,000 | 3,132,000 |
| Interest expense | 374,000 | 760,000 | 1,136,000 | 1,512,000 |
| Net interest income | 384,000 | 792,000 | 1,210,000 | 1,620,000 |
| Noninterest income | 103,000 | 185,000 | 257,000 | 345,000 |
| Noninterest expense | 350,000 | 703,000 | 1,043,000 | 1,417,000 |
| Provision for loan losses | 0 | 0 | 0 | 28,000 |
| Pretax income | 137,000 | 274,000 | 424,000 | 520,000 |
| Income tax | 6,000 | 14,000 | 19,000 | 28,000 |
| Net income | 131,000 | 260,000 | 405,000 | 492,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Tier 1 capital | 3,806,000 | 3,857,000 | 3,963,000 | 3,894,000 |
| Total capital | 4,011,000 | 4,058,000 | 4,164,000 | 4,099,000 |
| Risk-weighted assets | 35,863,000 | 36,891,000 | 37,896,000 | 38,522,000 |
Machine access — free, no API key
Every figure shown here about CITIZENS SAVINGS BANK — 2007 can also be queried live: FACTANKER runs an MCP server at https://factanker.com/mcp (tools: lookup_entity, get_facts, query_template, search_facts) and a REST endpoint at https://factanker.com/api/get_facts. Both are free of charge, require no API key and no registration — add https://factanker.com/mcp as a connector in Claude, ChatGPT or Copilot. Every answer carries its source document and a citation reference. Setup: /quickstart.