Call reports 2016
PORT BYRON STATE BANK — 2016
What PORT BYRON STATE BANK reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 |
|---|---|
| Total assets | 71,872,000 |
| Total loans | 40,453,000 |
| Allowance for loan losses | 740,000 |
| Securities available for sale | 15,018,000 |
| Securities held to maturity | 503,000 |
| Trading assets | 0 |
| Total deposits | 63,392,000 |
| Interest-bearing deposits | 57,685,000 |
| Noninterest-bearing deposits | 5,707,000 |
| Equity capital | 7,541,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 |
|---|---|
| Interest income | 552,000 |
| Interest expense | 59,000 |
| Net interest income | 493,000 |
| Noninterest income | 79,000 |
| Noninterest expense | 667,000 |
| Provision for loan losses | 0 |
| Pretax income | -95,000 |
| Income tax | -28,000 |
| Net income | -67,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 |
|---|---|
| Tier 1 capital | 6,516,000 |
| Total capital | 7,063,000 |
| Risk-weighted assets | 43,162,000 |