Call reports 2026
MERCHANTS BANK, NATIONAL ASSOCIATION — 2026
What MERCHANTS BANK, NATIONAL ASSOCIATION reported to the FFIEC in 2026, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Total assets | 2,930,432,000 | 2,881,736,000 |
| Total loans | 2,038,075,000 | 2,062,139,000 |
| Allowance for loan losses | 26,575,000 | 25,906,000 |
| Securities available for sale | 460,600,000 | 446,416,000 |
| Securities held to maturity | 37,457,000 | 35,928,000 |
| Trading assets | 0 | 0 |
| Total deposits | 2,554,320,000 | 2,498,369,000 |
| Interest-bearing deposits | 2,103,648,000 | 2,041,883,000 |
| Noninterest-bearing deposits | 450,672,000 | 456,486,000 |
| Equity capital | 340,547,000 | 344,193,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Interest income | 35,236,000 | 71,209,000 |
| Interest expense | 11,446,000 | 22,488,000 |
| Net interest income | 23,790,000 | 48,721,000 |
| Noninterest income | 7,870,000 | 17,068,000 |
| Noninterest expense | 19,783,000 | 41,798,000 |
| Provision for loan losses | 936,000 | 479,000 |
| Pretax income | 10,752,000 | 22,906,000 |
| Income tax | 1,841,000 | 4,998,000 |
| Net income | 8,911,000 | 17,908,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Tier 1 capital | 324,114,000 | 328,610,000 |
| Total capital | 352,329,000 | 356,590,000 |
| Risk-weighted assets | 2,438,734,000 | 2,441,941,000 |
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