Call reports 2023
FIRST UNITED BANK — 2023
What FIRST UNITED BANK reported to the FFIEC in 2023, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Total assets | 653,096,000 | 661,865,000 | 682,378,000 | 687,334,000 |
| Total loans | 386,439,000 | 418,735,000 | 444,985,000 | 456,337,000 |
| Allowance for loan losses | 5,223,000 | 5,386,000 | 5,676,000 | 5,643,000 |
| Securities available for sale | 202,182,000 | 197,209,000 | 183,425,000 | 175,669,000 |
| Securities held to maturity | 1,532,000 | 1,469,000 | 1,407,000 | 1,400,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 591,418,000 | 560,313,000 | 552,582,000 | 574,756,000 |
| Interest-bearing deposits | 446,409,000 | 437,956,000 | 437,091,000 | 443,494,000 |
| Noninterest-bearing deposits | 145,009,000 | 122,357,000 | 115,491,000 | 131,262,000 |
| Equity capital | 57,239,000 | 56,392,000 | 54,176,000 | 61,110,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Interest income | 6,191,000 | 12,872,000 | 20,714,000 | 28,551,000 |
| Interest expense | 820,000 | 2,300,000 | 4,986,000 | 7,687,000 |
| Net interest income | 5,371,000 | 10,572,000 | 15,728,000 | 20,864,000 |
| Noninterest income | 483,000 | 1,076,000 | 1,565,000 | 2,174,000 |
| Noninterest expense | 3,572,000 | 7,100,000 | 10,715,000 | 13,990,000 |
| Provision for loan losses | 150,000 | 300,000 | 600,000 | 600,000 |
| Pretax income | 2,136,000 | 4,260,000 | 5,978,000 | 7,906,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 2,136,000 | 4,260,000 | 5,978,000 | 7,906,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Tier 1 capital | 64,132,000 | 64,842,000 | 65,147,000 | 65,963,000 |