Call reports 2022
FIRST UNITED BANK — 2022
What FIRST UNITED BANK reported to the FFIEC in 2022, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Total assets | 362,583,000 | 336,285,000 | 668,303,000 | 676,375,000 |
| Total loans | 185,592,000 | 196,269,000 | 406,758,000 | 410,544,000 |
| Allowance for loan losses | 3,213,000 | 3,224,000 | 4,773,000 | 5,067,000 |
| Securities available for sale | 123,706,000 | 119,108,000 | 208,855,000 | 205,028,000 |
| Securities held to maturity | 1,896,000 | 1,833,000 | 1,774,000 | 1,540,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 332,322,000 | 310,288,000 | 596,459,000 | 604,304,000 |
| Interest-bearing deposits | 257,830,000 | 238,734,000 | 455,281,000 | 449,833,000 |
| Noninterest-bearing deposits | 74,492,000 | 71,554,000 | 141,178,000 | 154,471,000 |
| Equity capital | 26,609,000 | 22,183,000 | 51,789,000 | 55,190,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Interest income | 2,581,000 | 5,394,000 | 16,050,000 | 22,199,000 |
| Interest expense | 226,000 | 446,000 | 877,000 | 1,371,000 |
| Net interest income | 2,355,000 | 4,948,000 | 15,173,000 | 20,828,000 |
| Noninterest income | 145,000 | 312,000 | 1,399,000 | 2,066,000 |
| Noninterest expense | 1,591,000 | 3,223,000 | 10,319,000 | 14,177,000 |
| Provision for loan losses | -800,000 | -800,000 | -300,000 | 0 |
| Pretax income | 1,712,000 | 2,828,000 | 6,549,000 | 8,712,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 1,712,000 | 2,828,000 | 6,549,000 | 8,712,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Tier 1 capital | 30,404,000 | 31,407,000 | 62,259,000 | 63,308,000 |