Call reports 2021
FIRST UNITED BANK — 2021
What FIRST UNITED BANK reported to the FFIEC in 2021, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Total assets | 307,371,000 | 299,695,000 | 303,031,000 | 347,344,000 |
| Total loans | 172,468,000 | 187,455,000 | 192,717,000 | 193,994,000 |
| Allowance for loan losses | 3,974,000 | 3,979,000 | 3,993,000 | 4,000,000 |
| Securities available for sale | 104,981,000 | 93,111,000 | 92,872,000 | 105,914,000 |
| Securities held to maturity | 2,237,000 | 2,180,000 | 2,121,000 | 2,039,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 274,427,000 | 265,897,000 | 268,493,000 | 313,000,000 |
| Interest-bearing deposits | 212,016,000 | 206,574,000 | 212,870,000 | 243,805,000 |
| Noninterest-bearing deposits | 62,411,000 | 59,323,000 | 55,623,000 | 69,195,000 |
| Equity capital | 28,545,000 | 29,330,000 | 30,529,000 | 30,601,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Interest income | 2,370,000 | 5,182,000 | 8,493,000 | 11,132,000 |
| Interest expense | 261,000 | 514,000 | 768,000 | 1,011,000 |
| Net interest income | 2,109,000 | 4,668,000 | 7,725,000 | 10,121,000 |
| Noninterest income | 167,000 | 307,000 | 453,000 | 612,000 |
| Noninterest expense | 1,493,000 | 3,044,000 | 4,576,000 | 5,611,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 765,000 | 1,919,000 | 3,595,000 | 5,119,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 765,000 | 1,919,000 | 3,595,000 | 5,119,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Tier 1 capital | 26,691,000 | 27,156,000 | 28,344,000 | 29,081,000 |