Call reports 2020
FIRST UNITED BANK — 2020
What FIRST UNITED BANK reported to the FFIEC in 2020, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Total assets | 263,250,000 | 285,845,000 | 283,966,000 | 299,131,000 |
| Total loans | 176,143,000 | 190,365,000 | 195,528,000 | 186,393,000 |
| Allowance for loan losses | 3,656,000 | 3,700,000 | 3,702,000 | 3,970,000 |
| Securities available for sale | 49,402,000 | 62,831,000 | 64,614,000 | 87,708,000 |
| Securities held to maturity | 3,453,000 | 2,982,000 | 2,752,000 | 2,745,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 231,396,000 | 251,590,000 | 244,623,000 | 263,775,000 |
| Interest-bearing deposits | 190,568,000 | 201,385,000 | 195,397,000 | 201,605,000 |
| Noninterest-bearing deposits | 40,828,000 | 50,205,000 | 49,226,000 | 62,170,000 |
| Equity capital | 28,099,000 | 30,283,000 | 30,810,000 | 31,374,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Interest income | 2,810,000 | 5,880,000 | 8,554,000 | 11,131,000 |
| Interest expense | 383,000 | 711,000 | 1,026,000 | 1,316,000 |
| Net interest income | 2,427,000 | 5,169,000 | 7,528,000 | 9,815,000 |
| Noninterest income | 162,000 | 300,000 | 472,000 | 639,000 |
| Noninterest expense | 1,459,000 | 2,928,000 | 4,493,000 | 6,017,000 |
| Provision for loan losses | 20,000 | 60,000 | 60,000 | 0 |
| Pretax income | 1,113,000 | 2,476,000 | 3,442,000 | 4,442,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 1,113,000 | 2,476,000 | 3,442,000 | 4,442,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Tier 1 capital | 27,235,000 | 28,024,000 | 28,401,000 | 28,913,000 |
| Total capital | 29,867,000 | 30,565,000 | — | — |
| Risk-weighted assets | 209,597,000 | 202,150,000 | — | — |