Call reports 2019
FIRST UNITED BANK — 2019
What FIRST UNITED BANK reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 251,104,000 | 252,531,000 | 261,741,000 | 261,746,000 |
| Total loans | 170,171,000 | 183,124,000 | 192,199,000 | 185,903,000 |
| Allowance for loan losses | 3,290,000 | 3,338,000 | 3,530,000 | 3,631,000 |
| Securities available for sale | 45,257,000 | 45,570,000 | 44,147,000 | 44,791,000 |
| Securities held to maturity | 3,968,000 | 3,892,000 | 3,775,000 | 3,769,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 222,110,000 | 219,353,000 | 222,657,000 | 229,492,000 |
| Interest-bearing deposits | 178,215,000 | 177,569,000 | 181,709,000 | 185,261,000 |
| Noninterest-bearing deposits | 43,895,000 | 41,784,000 | 40,948,000 | 44,231,000 |
| Equity capital | 26,323,000 | 27,249,000 | 27,953,000 | 28,250,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 2,822,000 | 5,812,000 | 8,931,000 | 11,905,000 |
| Interest expense | 292,000 | 660,000 | 1,086,000 | 1,499,000 |
| Net interest income | 2,530,000 | 5,152,000 | 7,845,000 | 10,406,000 |
| Noninterest income | 167,000 | 323,000 | 489,000 | 657,000 |
| Noninterest expense | 1,499,000 | 2,941,000 | 4,420,000 | 5,910,000 |
| Provision for loan losses | 50,000 | 165,000 | 303,000 | 405,000 |
| Pretax income | 1,148,000 | 2,369,000 | 3,611,000 | 4,748,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 1,148,000 | 2,369,000 | 3,611,000 | 4,748,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 25,536,000 | 26,119,000 | 26,673,000 | 27,123,000 |
| Total capital | 27,919,000 | 28,637,000 | 29,409,000 | 29,716,000 |
| Risk-weighted assets | 189,777,000 | 200,662,000 | 218,159,000 | 206,472,000 |