Call reports 2018
FIRST UNITED BANK — 2018
What FIRST UNITED BANK reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 239,609,000 | 235,328,000 | 246,796,000 | 250,717,000 |
| Total loans | 157,543,000 | 171,013,000 | 179,095,000 | 177,022,000 |
| Allowance for loan losses | 3,156,000 | 3,169,000 | 3,250,000 | 3,239,000 |
| Securities available for sale | 41,227,000 | 42,631,000 | 43,159,000 | 43,420,000 |
| Securities held to maturity | 5,919,000 | 4,998,000 | 4,641,000 | 3,975,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 213,156,000 | 202,833,000 | 199,921,000 | 222,382,000 |
| Interest-bearing deposits | 162,264,000 | 159,443,000 | 158,023,000 | 174,121,000 |
| Noninterest-bearing deposits | 50,892,000 | 43,390,000 | 41,898,000 | 48,261,000 |
| Equity capital | 23,992,000 | 24,432,000 | 24,755,000 | 25,548,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 2,412,000 | 4,917,000 | 7,715,000 | 10,593,000 |
| Interest expense | 188,000 | 392,000 | 686,000 | 971,000 |
| Net interest income | 2,224,000 | 4,525,000 | 7,029,000 | 9,622,000 |
| Noninterest income | 152,000 | 289,000 | 455,000 | 626,000 |
| Noninterest expense | 1,415,000 | 2,818,000 | 4,235,000 | 5,848,000 |
| Provision for loan losses | 30,000 | 45,000 | 125,000 | 200,000 |
| Pretax income | 931,000 | 1,951,000 | 3,124,000 | 4,200,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 931,000 | 1,951,000 | 3,124,000 | 4,200,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 24,231,000 | 24,701,000 | 25,253,000 | 25,177,000 |
| Total capital | 26,481,000 | 27,067,000 | 27,743,000 | 27,636,000 |
| Risk-weighted assets | 178,995,000 | 188,259,000 | 198,446,000 | 195,945,000 |