Call reports 2017
FIRST UNITED BANK — 2017
What FIRST UNITED BANK reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 195,303,000 | 229,787,000 | 235,305,000 | 236,801,000 |
| Total loans | 138,347,000 | 174,217,000 | 179,922,000 | 174,269,000 |
| Allowance for loan losses | 2,599,000 | 3,219,000 | 3,220,000 | 3,127,000 |
| Securities available for sale | 28,317,000 | 35,374,000 | 34,641,000 | 35,670,000 |
| Securities held to maturity | 3,044,000 | 7,240,000 | 6,394,000 | 5,926,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 173,096,000 | 203,967,000 | 195,044,000 | 210,017,000 |
| Interest-bearing deposits | 136,855,000 | 157,196,000 | 150,341,000 | 159,380,000 |
| Noninterest-bearing deposits | 36,241,000 | 46,771,000 | 44,703,000 | 50,637,000 |
| Equity capital | 18,894,000 | 23,330,000 | 24,047,000 | 24,184,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 1,896,000 | 4,727,000 | 7,264,000 | 9,809,000 |
| Interest expense | 160,000 | 374,000 | 584,000 | 775,000 |
| Net interest income | 1,736,000 | 4,353,000 | 6,680,000 | 9,034,000 |
| Noninterest income | 125,000 | 313,000 | 489,000 | 659,000 |
| Noninterest expense | 1,145,000 | 2,794,000 | 4,172,000 | 5,716,000 |
| Provision for loan losses | 60,000 | 135,000 | 135,000 | 135,000 |
| Pretax income | 656,000 | 1,737,000 | 2,862,000 | 3,842,000 |
| Income tax | 0 | 299,000 | 277,000 | 277,000 |
| Net income | 656,000 | 1,438,000 | 2,585,000 | 3,565,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 18,708,000 | 22,973,000 | 23,719,000 | 24,100,000 |
| Total capital | 20,648,000 | 25,389,000 | 26,193,000 | 26,515,000 |
| Risk-weighted assets | 154,543,000 | 192,515,000 | 197,197,000 | 192,522,000 |