Call reports 2014
FIRST UNITED BANK — 2014
What FIRST UNITED BANK reported to the FFIEC in 2014, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Total assets | 174,752,000 | 178,166,000 | 192,930,000 | 191,648,000 |
| Total loans | 122,938,000 | 130,582,000 | 143,569,000 | 143,765,000 |
| Allowance for loan losses | 1,832,000 | 1,869,000 | 1,907,000 | 1,955,000 |
| Securities available for sale | 32,007,000 | 34,730,000 | 33,828,000 | 31,765,000 |
| Securities held to maturity | 4,641,000 | 3,877,000 | 4,148,000 | 4,200,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 157,364,000 | 147,699,000 | 152,264,000 | 153,539,000 |
| Interest-bearing deposits | 120,997,000 | 117,302,000 | 122,422,000 | 115,178,000 |
| Noninterest-bearing deposits | 36,367,000 | 30,397,000 | 29,842,000 | 38,361,000 |
| Equity capital | 15,113,000 | 15,873,000 | 16,373,000 | 16,854,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Interest income | 1,694,000 | 3,510,000 | 5,406,000 | 7,333,000 |
| Interest expense | 167,000 | 328,000 | 495,000 | 664,000 |
| Net interest income | 1,527,000 | 3,182,000 | 4,911,000 | 6,669,000 |
| Noninterest income | 136,000 | 289,000 | 442,000 | 595,000 |
| Noninterest expense | 1,045,000 | 2,105,000 | 3,172,000 | 4,261,000 |
| Provision for loan losses | 45,000 | 80,000 | 110,000 | 170,000 |
| Pretax income | 573,000 | 1,286,000 | 2,085,000 | 2,845,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 573,000 | 1,286,000 | 2,085,000 | 2,845,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Tier 1 capital | 15,186,000 | 15,650,000 | 16,124,000 | 16,609,000 |
| Total capital | 16,868,000 | 17,432,000 | 18,031,000 | 18,564,000 |
| Risk-weighted assets | 134,392,000 | 142,510,000 | 156,789,000 | 156,413,000 |